Offers valid 3/1/10-3/10/10. May not combine any offers above. Offers not valid on prior orders. No other discounts or coupons apply. The purchase amount is divided into 12 monthly payments. The monthly payment will Never be less than $15. The payment may increase due to any late fees. No Finance Charges for 12 months. Standard rate 18.9% APR. For accounts not current, the promotion is cancelled and the default rate 22.9% APR and minimum monthly payments apply. Minimum Finance Charge $2. Certain rules apply to the allocation of payments and Finance Charges on your Promotional purchase if you make more than one purchase on your SmitheCard®. Offers and discounts not valid on clearance items. See store for details.